BA in Economics, University of the Philippines; Master's in Development Economics, University of the Philippines, Diliman. Advanced Management Program, UA&P-IESE Business School, Barcelona, Spain. 2006-10, Country Delegate, Fundacion Codespa, a Spanish NGO. Currently, President, PLDT-Smart Foundation. Board Member: League of Corporate Foundations; Philippine Disaster Recovery Foundation; ASA Microfinance Philippines; Radio Veritas.