Visa is a global payments technology company that connects consumers, businesses, financial institutions and governments in more than 200 countries to fast, secure and reliable electronic payments. VisaNet, one of the world's most advanced processing networks, is capable of handling more than 65,000 transaction messages a second, with fraud protection for consumers and assured payment for merchants. Visa's innovations enable its financial institution customers to offer consumers more choices: pay now with debit, pay ahead of time with prepaid or pay later with credit products.