1988, BSc in Nuclear Science, Bandung Institute of Technology; 2004, certification as Chartered Financial Consultant and Certified Life Underwriter, Singapore Insurance Institute. 1988, began career as Information Systems Staff, IBM Asia-Pacific HQ, Tokyo; 1994, Manager, Systems Integration & Professional Services, IBM. Joined Bank Bali as General Manager, Electronic Banking; later and until 1999, Chief General Manager, Jakarta Region and Chief General Manager, HR. Until 2004, with ABN AMRO Bank Indonesia; lastly, Senior Vice-President Director, Consumer and Commercial Banking, ABN AMRO Bank Indonesia & Malaysia. 2004, joined Bank Danamon as EVP, Head of Consumer Banking and Director, Adira Quantum Multi Finance. 2006, appointed Director, Micro & Retail Banking, Bank Mandiri; since 2013, Chief Executive Officer.