Degree in Business Administration, University of North Texas. Since 1989, experience in credit, operations, business development areas in Bolivian banking industry, including nine years with Banco Nacional de Bolivia, the largest Bolivian private bank. Member of the Board: ASOBAN, Bolivian Private Banking Association; AFIN, Microfinance Training Institute of Bolivia; ATC, credit and debit card processor. Chairman of the Board, ASOFIN, Association of Regulated Microfinance Institutions of Bolivia. Chairman: Accion Network with 23 organizations in 13 countries; Microfinance Network, with 18 organizations worldwide.