About
Ex-NASA data scientist building the future of financially sustainable infrastructures for aging using AI. Waterlily predicts a family’s future Long Term Care (LTC) needs and costs in retirement by analyzing over 500M data points using our patent-pending AI modeling platform. Since launching publicly in March 2024, Waterlily has deployed US programs nationwide with top LTC carriers like Prudential Financial, Nationwide Mutual Insurance, Lincoln Financial, Securian Financial, One America Financial, CareScout Insurance, a top 4 US Broker-Dealer, and several of the nation’s largest IMOs and financial institutions. Waterlily has helped tens of thousands of families navigate long-term care planning while enabling wealth advisors and agents to close on millions of dollars of assets under management and policy and annuity premium. Lily Vittayarukskul is the co-founder and CEO of Waterlily, an AI-powered long-term care planning company born from her family’s experience navigating the financial and emotional fallout of a care crisis. A former aerospace engineer who began college at 14, interned at NASA at 16, and later studied genetics and data science at UC Berkeley, Lily brings a builder’s lens to one of the most underplanned risks of aging. Under her leadership, Waterlily has grown into a nationally recognized platform helping families, advisors, insurers, and care organizations anticipate future care needs and costs before crisis hits. Her work has been recognized by Forbes 30 Under 30, WealthManagement.com’s Ten to Watch, the World Economic Forum’s Meet the Leader series, and leading national business and financial outlets.