The Digital Economy

India’s digital leap: the Unified Payment Interface's unprecedented impact on the financial landscape

Man using digital payments online shopping and icon customer network connection on screen, m-banking and omni channel

What is the Unified Payment Interface (UPI)? Image: WEF/iStockphoto

Chirag Chopra
Piyush Gupta
Project Specialist, World Economic Forum
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Number of UPI transactions over the years Image: NPCI
Value of UPI transactions over the years (in INR 1,000 crore). Note: 2023 figures do not include the data for March 2023 Image: NPCI

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