Juvo

Juvo uses proprietary data science-driven technology – identity scoring – that builds user financial identities while increasing customer engagement and loyalty. It partners with mobile operators to provide prepaid user bases with personalized financial services, starting with airtime credit. Subscribers interact with a consumer-facing app and each interaction is used as a data point to personalize lending criteria. Identity scoring assigns a financial identity to subscribers, unlocking access to credit extensions and advanced financial services.