1989, Master's degree, Ecole Centrale de Paris: MBA, Anderson Graduate School of Management, UCLA. 1989-91, General Director, North Central Dairy, Morocco: with Microsoft: 1993, General Manager, leading establishment of Moroccan subsidiary; developed and expanded operations in Tunisia, Algeria, Saudi Arabia and Egypt; 1997-2001, General Manager, North West Africa; 2001-03, Regional Director, Emerging Markets, South East Asia; 2003-04, President, South East Asia. 2005, General Manager, Saham Group, head of central services and development of projects and operational monitoring of key insurance and IT subsidiaries.