1989, BSc in Mathematical Statistics, University of Witwatersrand; 1993, Fellow, Institute of Actuaries, London; 1990-94 , Assistant Actuary, Product Development, Liberty Life; 1994, headed Research and Development, Discovery Health, responsible for design and development of products; 2004, Member of the Board, Discovery Holdings. Currently, also Member, Executive Committee and Executive Director, Discovery Group; Director, Vitality Group, US. Fellow, Actuarial Society of South Africa.