1973, Bachelor's degree in Social Sciences, University of Hong Kong; 1982, PMD and 1999, AMP, Harvard Business School. 1973-96, Citibank NA; 1996-2001, Chase Manhattan Bank and J.P. Morgan Chase & Co. Since 2001, Financial Secretary of the Hong Kong SAR Government; Ex-Officio Member, Executive Council, Hong Kong SAR; Chairman, Exchange Fund Advisory Committee, Banking Advisory Committee, Hong Kong SAR.