BA in Mathematics and History, Claremont McKenna College; MBA, University of Pennsylvania. President, Standard & Poor's Ratings Services, 2011-2013. More than 20 years with Citigroup, including: 4 years in Costa Rica; 3 years in Uruguay; Chief Auditor; Member, Citigroup Operations Committee. Member: Systemic Resolution Advisory Committee, Federal Deposit Insurance Corp.; Market Monitoring Group, Institute of Int'l Finance. Member, Board of Advisers: Wharton Financial Institutions Center; Partnership for New York City; Kravis Leadership Institute. Member, Board of Trustees, Claremont McKenna College; Paul Taylor Dance Company.