1984, degree in Business Administration, Florida State University; 1986, MBA, Loyola University, Louisiana; 2000, Chartered Financial Analyst, CFA Institute, Virginia. 1990, Development Manager, Panama Stock Exchange. 1999, Vice-President, Private Banking and Investments, Banco Continental de Panama, responsible for private banking, trust, brokerage and offshore banking services. 2002, Vice-President, Investment Banking, Primer Banco del Istmo, responsible for corporate finance, M&A, trust services and brokerage operations; 2005, Executive Vice-President, responsible for regional investment banking unit, with operations in Panama, Costa Rica, El Salvador, Colombia, Honduras, Nicaragua and the Bahamas. 2006, with merger between HSBC Banks (Panama) and Banistmo, became Head, Corporate Investment Banking and Markets; 2007, Head, Private Banking. 2008, joined MMG Bank as Director, Wealth Management. 2009, appointed Vice-Minister of Finance of Panama. Currently, Chief Operating Officer, Morgan & Morgan Group, Panama. Former Member, Board of Directors, Panama Stock Exchange; Elektra Noreste; Progreso AFP; Profuturo AFP; Primer Banco del Istmo; HSBC Bank (Panama); Central Latinoamericana de Valores (Latinclear); Corporacion Andina de Fomento; Panamanian Chamber of Capital Markets. Member, Board of Directors: Helados La Italiana; City Sigthseeing Panama. Expertise: investment banking; capital markets in Panama; management; entrepreneurship.