BA in Legal Science, Trinity College, Dublin; Master's in Business Studies, University College, Dublin. Spent 20 years at J.P. Morgan, in London, New York and Johannesburg; May 2009, re-joined J.P. Morgan from Morgan Stanley; Managing Director and Head of sub-Saharan Africa; oversees approximately 480 people across the range of J.P. Morgan's businesses in Africa. Former Chairman, International Bankers Association of South Africa. 2002-04, Member of the Board, Banking Association of South Africa. 2002-04, represented the international banks in the Financial Sector Charter negotiations.