Degree in Science; MBA. Certified Associate, Indian Institute of Bankers. 1974, joined State Bank of India, positions including: Chief General Manager, Chennai Circle of the Bank; Managing Director, State Bank of Saurashtra; General Manager, Mid-Corporate Region, New Delhi; General Manager, Commercial Banking, New Delhi; Deputy General Manager, SBI Funds Management; Deputy Managing Director and Group Executive, International Banking; Vice-President, Operations, SBI Canada; since 2011, Chairman. Interests: reading, travelling and places of historical interest.