Master's, Business Mgmt, Indian Institute of Management; BTech Chemical Engineering, Osmania Univ. 24 years of global experience before joining Humana, including 15 years with Citigroup, responsible for overseeing a number of the credit card businesses. 2003-05, Chairman and CEO, Diners Club North America and Member of the Board of Directors, Diners Club Int'l. Formerly with both Unilever and Asian Paints. As Chief Executive, Int'l, Humana, responsible for all int'l operations and for global expansion. In addition, leads the company's innovation, marketing, corporate comms, government relations, and strategic analytics organizations. Member, Board of Directors: PPL Corp. a large power generation and distribution company.