Ralph has been the Chief Executive of Old Mutual Emerging Markets since February 2012, and is responsible for Old Mutual plc’s life insurance, asset management and general insurance businesses in South Africa, rest of the Africa, Latin America and Asia. He serves on the Old Mutual plc group executive committee. Ralph joined Old Mutual in 2001 and has held various positions such as Managing Director of Old Mutual Unit Trusts; Old Mutual New Ventures Director, Managing Director of Retail Affluent, Group Strategy Director and Chief Executive Life and Savings. Prior to joining Old Mutual, Ralph worked as an engineer on several construction projects in South Africa. Ralph holds a B.Sc. Eng Hons, and a Masters of Business Administration (MBA) from the University of Cape Town. He has completed executive education programs at Harvard Business School, London Business School and INSEAD over the last 10 years. Ralph serves on the Advisory Council of the University of Cape Town Graduate School of Business, and is a director on the Association of Savings and Investment in South Africa.