MSc in Physics, BITS Pilani; MBA, Yale University. Social entrepreneur, works on urban issues in India. Former leadership position, Citibank, North America. Co-Founder, Janaagraha Centre for Citizenship and Democracy, a non-profit focused on transforming quality of life in urban India. Chairman, Janalakshmi, a social business that has promoted enterprises in urban financial inclusion and urban affordable housing. Works closely with government on urban issues. National Technical Adviser, Government of India for the Jawarharlal Nehru National Urban Renewal Mission.