BA in Economics, St Stephen's College; MA, Jawaharlal Nehru Univ., Delhi; DPhil in Economics, Univ. of Oxford. Taught economics at universities in Japan, England and India. Last 20 years serving clients and institutions in Asia and North America. 2006-11, Leader, BCG South-East Asia. BCG Fellow focused on financial services in emerging markets. Research on: changing patterns of demand for financial services; supply-side influences incl. regulation and financial infrastructure; innovations in emerging markets; and patterns of value creation and market leadership across emerging markets globally. Leads BCG's activities in public infrastructure.