Managing money is complex, but these 10 financial literacy resources can help

Financial education is a quiet catalyst. Each financially empowered person becomes a building block for resilient households, stable markets and inclusive economic growth.

Global growth is projected to be 3.1% in 2026, supported by fiscal expansion and improved financial conditions in some parts of the world. But beneath this optimism, financial vulnerability runs deep. Personal debt levels are skyrocketing across many different countries. And, worldwide, only one in three adults are financially literate.

Despite making many money-related decisions each day – from paying bills to planning for retirement – most people lack the tools to confidently navigate the complex financial decisions they face every day. And financial literacy isn’t just a personal skill, it's a macroeconomic priority that helps households to absorb shocks, enabling markets to remain stable and allowing economies to grow inclusively.

To help address this financial vulnerability, the Global Future Council on Financial Education has launched a Resource Hub showcasing financial literacy programmes, best practice and research from around the world. It's designed to grow over time as new contributions are added.

Here are 10 global examples from the hub that highlight how financial education is being transformed to help strengthen people’s finances, as well as markets and institutions, in the face of global volatility:

Aflatoun International develops age-progressive social and financial education programmes for children and young adults aged 3 to 24 through its AflaTot, AflaToun, AflaTeen and AflaYouth initiatives. These financial literacy programmes are delivered in more than 45 languages and adapted to local cultural and economic contexts. They have reached 42.4 million children and young people – 2.8 million in 2024 alone – across 110 countries and through more than 400 partners.

By building financial confidence early, the next generation is equipped with lifelong money management skills.

MoneyAfrica provides a digital-first platform for financial literacy, designed specifically for African people, their families and businesses. The curriculum uses local and culturally relevant content to address the unique financial contexts of African economies. The platform provides a blueprint for how digital tools can transform financial education on a continent-wide scale.

When people have access to content that reflects their realities, they can navigate daily financial decisions more easily.

The TIAA Institute-GFLEC Personal Finance Index (P-Fin Index) is an annual barometer of financial literacy among US adults. The index provides policy-makers, educators and financial institutions with data-driven insights to inform the design of targeted programmes and policies that improve financial literacy, strengthen retirement readiness and promote long-term household financial security.

Data-driven insights can guide initiatives that help households prepare for a more secure financial future.

Zerodha Varsity is an educational platform that provides free, comprehensive and structured educational content on various topics related to stocks, mutual funds, futures, and options. Primarily focused on the Indian stock market, Varsity is accessible to everyone and is one of the largest financial education resources on the web, with over 600,000 Youtube subscribers and 1 million downloads.

When investing is demystified, people can participate more confidently in financial markets.

Practical Money Skills offers interactive tools and educational resources to help people and communities build stronger financial futures. The free educational resources, provided by Visa, include personal finance articles, lesson plans, mobile apps and games and are available in 19 languages and 46 countries.

Through simple, accessible resources, consumers, educators, parents and students can be empowered to take control of their finances.

In 2016, a large-scale school-based financial education programme was launched in Peru to equip high school students in urban areas with vital money management skills. The programme produced significant improvements in financial literacy among participating students. Remarkably, the study also uncovered a powerful ripple effect: Students’ learning positively influenced their parents’ financial behaviour.

Teaching young people about money can strengthen financial habits across entire households.

Daiwa Securities Group runs multi-generational financial literacy programmes to improve public understanding of investing and household finance. Its approach blends school-based education, hands-on learning and digital content to build lifelong financial capability. Programmes are delivered across Japan, ensuring resources reach diverse communities, including those with limited prior exposure to financial education.

Engaging learners of all ages can help to foster a culture of financial confidence and inclusion.

The Big Three and Big Five are sets of standardized financial literacy questions developed by the Global Financial Literacy Excellence Center (GFLEC) with Annamaria Lusardi, Senior Fellow at Stanford Institute for Economic Policy Research (SIEPR), and Olivia Mitchell, Professor of Insurance /Risk Management and Business Economics/Policy at the Wharton School, University of Pennsylvania. The questions measure people’s understanding of fundamental financial concepts. They equip researchers and policy-makers with insights to help pinpoint knowledge gaps and design targeted, effective financial education programmes.

Financial education efforts should be grounded in evidence and tailored to real needs.

Addition Wealth explores how the convergence of AI, intuitive design and data is reshaping the future of financial education by making it hyperpersonalized, relevant and actionable at scale. Hyperpersonalized financial wellness experiences deliver timely, relevant insights tailored to each person’s individual needs, location and cultural context.

By meeting people where they are, financial wellness programmes can become more accessible and effective.

Taking Care of Business (TCB) uses a circular economy-based enterprise development model to turn unsold, returned and excess retail goods into sustainable microenterprise opportunities for unemployed people. The programme uses business coaching, financial education, mentorship and peer networks to improve income stability and personal growth.

People can build livelihoods when they gain access to essential financial and business skills.

From classrooms in Peru to fintech platforms in Africa and from investor education in Japan to stock market education in India, these resources demonstrate how financial education can strengthen people's finances and economies.

Financial education is a tool that both transforms the lives of individuals and contributes to a resilient and strong global economy.