
为什么鼓励储蓄是实现财务韧性的关键?
在全球经济体系日益复杂的当下,财务不安全已不再是个体困境,而是一种系统性全球风险。数百万人没有足够的储蓄来应对突发开支。雇主在其中可以发挥关键作用,帮助员工储蓄,从而增强整体财务韧性。
Aaron Schumm is the Founder, CEO, and Chairman of Vestwell, a leading fintech platform powering the modern savings economy.
Founded in 2016, Vestwell partners with financial institutions, governments, employers, and payroll providers to expand access to critical savings programs and help Americansbuild financial security. The platform powers retirement, education, disability, health, and emergency savings programs today for over 2 million people, 500,000 businesses, saving over $50 billion. Vestwell’s mission is to help close the nation’s $50 trillion savings gap and fundamentally reshape how Americans prepare for their financial futures.
Prior to Vestwell, Aaron co-founded FolioDynamix, a wealth management financial technology platform acquired by Envestnet, where he led strategy, revenue, product, and go-to-market execution. He brings more than two decades of leadership experience across enterprise fintech and financial services, including Northern Trust, Citigroup, and Fiserv.
Aaron is a recognized global voice in fintech and regularly represents the industry on the future of savings, financial security, and public–private collaboration. He has spoken at leading forums, including the World Economic Forum and the Milken Institute. He is a published contributor to Entrepreneur, where he shares perspectives on how technology, policy, and employers can work together to expand access to savings.
Aaron has also served on the boards and advisory boards of multiple fintech companies, several of which were successfully acquired, reflecting a long-standing commitment to innovation and responsible scale.
A proud alumnus of the University of Illinois Gies College of Business, holding a B.S. in Finance and an M.B.A. from Duke University’s Fuqua School of Business. He has been recognized as an EY Entrepreneur of the Year (New York), named to InvestmentNews’ 40 Under 40, and featured as one of WealthManagement.com’s top “10 to Watch.” Under his leadership, Vestwell has been recognized among Inc.’s Fastest Growing Companies, CNBC’s World’s Top Fintech Companies, and Forbes’ Best Places to Work.
在全球经济体系日益复杂的当下,财务不安全已不再是个体困境,而是一种系统性全球风险。数百万人没有足够的储蓄来应对突发开支。雇主在其中可以发挥关键作用,帮助员工储蓄,从而增强整体财务韧性。
Millones de personas tienen ahorros para afrontar gastos imprevistos. Con el apoyo de los empleadores, pueden ahorrar y fortalecer su resiliencia financiera.
Millions of people around the world have savings to cover unexpected costs. With help from employers people can save money and build financial resilience.

