
有时,我们不是不会理财,只是不了解自己的大脑
2024年,发展中经济体中仅有40%的成年人在金融账户中进行储蓄。对许多人而言,不储蓄的原因更多在于金融素养而非储蓄能力。改变人们的理财方式需要理解导致特定行为和思维模式的深层原因。
Tracey Chambers empowers women social entrepreneurs in the small business and the education sector in South Africa. Tracey is the Chief Executive Officer and Co-Founder of Taking Care of Business (formerly The Clothing Bank) and Grow ECD. Prior to her position, Tracey worked as the Head of Financial Planning and Performance Management Woolworths Limited, a listed South Africa retailer. In 2010, Tracey founded TCB, a non-profit organization equipping unemployed South Africans with the entrepreneurial skills and resources they need to eradicate poverty in their families. Their unique model uses excess product from the fast moving goods supply changes as the tool to support entrepreneurs to start businesses. Annually 1200 participants are in their various programmes which span 5 locations in South Africa. GROW ECD aims to support women who run early learning centres to deliver 5 star quality learning and to improve the financial sustainability of their small business. GROW has developed a free mobile ECD management platform which now makes it possible for anyone to operate a 5 star ECD centre. More than 4500 centres are now using this tool benefiting 100 000 children daily.
2024年,发展中经济体中仅有40%的成年人在金融账户中进行储蓄。对许多人而言,不储蓄的原因更多在于金融素养而非储蓄能力。改变人们的理财方式需要理解导致特定行为和思维模式的深层原因。
Only 40% of adults in developing economies save in a financial account. Financial literacy is crucial – but teaching it is more about brains than budgets.
Micro-franchising could help some of society's most vulnerable people thrive.


