Financial and Monetary Systems

This new form of currency could transform the way we see money

A money changer counts banknotes in Monrovia, Liberia September 21, 2018. REUTERS/Derick Snyder - RC1FF5321930

Emerging economies may have the most to gain by introducing Central Bank Digital Currency. Image: REUTERS/Derick Snyder

Ashley Lannquist
Project Lead, Blockchain and Distributed Ledger Technology, World Economic Forum
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Financial and Monetary Systems

The two subjects circled in purple represent retail and wholesale CBDC, while the two subjects circled in green represent privately issued cryptocurrency such as bitcoin and ether, in either a publicly accessible “permissionless” form or a privatized “permissioned” form Image: Adapted from M Bech and R Garratt, “Central bank cryptocurrencies”, BIS Quarterly Review
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