
Privacy concerns around CBDCs – are they justified?
Ensuring data privacy and consumer protection are of paramount concern in discussions around central bank digital currencies (CBDCs).
Ensuring data privacy and consumer protection are of paramount concern in discussions around central bank digital currencies (CBDCs).
央行数字货币(CBDC)是一种由中央银行发行的数字货币,但不是加密货币,也不会取代现金。世界经济论坛《数字货币治理联盟系列白皮书》指出,央行数字货币对普惠金融有潜在的好处,但也有一些需要考虑的问题。在数字货币的潜在优势和风险方面,政府和中央银行需要保持公开诚信的态度,建立公众对央行数字货币的信任。
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CBDCs are not cryptocurrency, would not replace cash, and they could help with financial inclusion – but there are privacy concerns as well as other risks.
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